Healthcare Banking
Strategic Financial Services for Healthcare Providers
To grow and thrive in today’s dynamic healthcare environment, your organization needs more than great care—it needs a financial partner who understands your world. At Sunwest Bank, we offer customized banking solutions, deep industry insight, and hands-on service to help you expand, strengthen operations, and deliver on your mission.
Healthcare Banking Solutions
Sunwest Bank delivers integrated provider solutions designed to meet the needs of modern healthcare organizations. Each product is supported by healthcare specialists who ensure it aligns with your reimbursement cycles, regulatory needs, and care delivery models.
Bank Accounts
Tailored online deposit and operating accounts designed to help you grow
Purpose: Manage daily cash flow with accounts tailored for healthcare operations.
Use Cases: Operating accounts, payroll disbursement, reserve funds.
Features:
- Multiple account types to match operational needs
- Integrated digital banking tools
- FDIC-insured balances
Built for providers who need reliable, flexible account solutions for day-to-day operations.
Treasury Management
Streamline internal operations across the organization
Purpose: Optimize cash flow, simplify payables/receivables, improve revenue cycles, and reduce risk.
Use Cases: Automated payments, revenue cycle management, fraud protection, account reconciliation.
Features:
- ACH, wire, and remote deposit capture services
- Positive Pay and dual controls
- Real-time cash position reporting and efficient billing processing
Ideal for practices looking to streamline operations, expedite cash collections and maintain tight financial control.
Merchant Services
Hassle-free payment processing for you and your patients
Purpose: Enable efficient, secure patient payments in-person or online.
Use Cases: Copay collections, online billing portals, mobile payments.
Features:
- EMV and contactless payment terminals
- Integrated online and POS solutions
- Transparent, competitive pricing
Designed to improve the payment experience for both patients and operations.
Healthcare Savings (HSA)
Help your employees save smarter for medical expenses
Purpose: Help patients and employees save tax-free for qualified medical expenses.
Use Cases: Employee benefit programs, individual savings, patient education tools.
Features:
- Tax-advantaged accounts
- Easy online access and contribution tracking
- Employer-funded options available
Supports long-term financial wellness for patients and practice teams.
Credit & Financing
Get the funds you need to grow and cover working capital
Note: We do not offer Equipment Financing, Physician Wealth Management, Capital Markets, or Laurel Road solutions for healthcare organizations.
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Our Expertise in the Healthcare Sector
We collaborate closely with healthcare providers across the continuum of care. Our team brings financial acumen and healthcare fluency together to support you whether you’re scaling operations or optimizing cash flow. We work with the following sectors:
- Hospitals & Health Systems
- Specialty Physician Practice Groups
- Senior Living Facilities
- Skilled Nursing & Rehabilitation Facilities
- Pharmacies
- Therapy Providers
- Behavioral Health
- All Outpatient Service Providers
Our understanding of your operational challenges — and your patients’ expectations — means we bring forward-thinking solutions that drive both clinical and financial outcomes.
